Investment Calculator — Free

Principal, regular contributions, arbitrary compounding, visual timeline, XIRR & export.
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Total Contributions
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Annualized Return (XIRR)
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Saved Calculations
Investment Calculator
Plan smarter and grow your wealth with our free Investment Calculator. Instantly calculate your potential returns, compound growth and end balance based on your starting amount, contribution, rate of return and investment period.

The Investment Calculator is a powerful financial planning tool that helps you estimate how your money will grow over time. By entering your starting investment, contribution amounts, interest rate and duration, this calculator instantly projects your future returns. Whether you’re planning for retirement, saving for a home, or investing in stocks, it provides an accurate picture of your wealth-building journey.

  1. Enter Starting Amount: Input your initial investment capital.
  2. Add Contributions: Specify monthly or yearly contributions (if any).
  3. Set Rate of Return: Provide your expected annual return percentage.
  4. Select Time Period: Choose how many years you want to invest for.
  5. Click Calculate: Instantly see how much your investment will grow over time.
  • Accurate Projections: Estimate returns based on compound growth.
  • User-Friendly: Simple interface with instant results.
  • Flexible Options: Add contributions and adjust interest rates easily.
  • Free & Unlimited: Use as many times as you want without restrictions.
  • Investment Planning: Helps plan long-term goals like retirement, education, or property purchase.
  • Stocks: Estimate returns on equity investments.
  • Bonds: Calculate fixed-income investment growth.
  • Real Estate: Evaluate rental or property investment value.
  • Mutual Funds: Project growth of diversified portfolios.
  • Commodities & CDs: Plan safe investments with predictable returns.
  • Beginners: Understand how investments grow over time.
  • Investors: Plan strategies for stocks, bonds, or funds.
  • Retirees: Estimate future savings for retirement planning.
  • Students & Young Professionals: Learn the impact of early investing.
  • Financial Planners: Help clients calculate ROI and growth potential.
  1. Be Realistic: Use a conservative rate of return to avoid overestimation.
  2. Factor in Inflation: Keep in mind that inflation affects future value.
  3. Review Regularly: Update calculations when your contributions or goals change.
  4. Diversify: Use the calculator for different investment options.
  5. Set Goals: Compare outcomes for short-term and long-term investment plans.

The Investment Calculator is 100% secure. It does not store or share your financial data. All calculations are performed in real-time, ensuring your privacy and confidentiality.

  • How accurate is the Investment Calculator? It provides highly accurate results based on the details you enter. Always input correct values for reliable projections.
  • What is a good return on investment? A return above 7-10% annually is generally considered good, but it depends on your risk tolerance and investment type.
  • Can I use this for retirement planning? Yes, the calculator is ideal for retirement savings projections.
  • Does it include compound interest? Yes, the calculator factors in compounding to show realistic long-term results.
  • Is this tool free? Absolutely. You can use the investment growth calculator unlimited times without any cost.

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